A number of small and medium enterprises (SMEs) could develop much faster if they had easier access to bank loans. The main condition to get the bank credit is always the need to have collateral. It is often very difficult specially for SMEs to satisfy bank requirements. The Loan Guarantee Fund offer could be the way of resolving that problem.

The Podlaski Loan Guarantee Fund ( Podlaski Fundusz Poręczeniowy - PFP ) is a wholly owned subsidiary of the Podlaska Regional Development Foundation . It manages the loan guarantee fund created within the Polish British Enterprise Project.